Introduction: Upcoming Financial Results and Concall Announcement
YES Bank, one of India’s leading private-sector banks, has officially announced the date for its September quarter (Q2FY26) earnings. The financial results will be unveiled on Saturday, October 18, 2025, followed by a conference call with analysts and investors later that same day.
Details of the Investor Call
According to an official stock exchange filing dated October 10, 2025, YES Bank stated that the concall will commence at 2:30 PM IST (05:00 PM SGT & HKT / 10:00 AM BST / 05:00 AM EDT).
Key leadership members participating in the call will include:
- Prashant Kumar, MD & CEO
- Rajan Pental, Executive Director
- Manish Jain, Executive Director
- Niranjan Banodkar, Chief Financial Officer
- Sunil Parnami, Head – Investor Relations & Sustainability
First Concall Post SMBC Stake Acquisition
This investor meeting holds special significance as it will be the first concall following the strategic stake acquisition by Japan’s Sumitomo Mitsui Banking Corporation (SMBC). In September 2025, SMBC acquired a 24.22% stake in YES Bank from a group of lenders including SBI, HDFC Bank, Federal Bank, Bandhan Bank, and CA Basque Investments (Carlyle affiliate). This acquisition has brought 759.51 crore shares of YES Bank under SMBC’s ownership.
Market Performance Snapshot
On the trading front, YES Bank’s stock hit a 52-week high of ₹24.30 on Friday, before closing slightly lower at ₹24.01, giving the bank a market capitalization exceeding ₹75,000 crore. Over the last seven months, shares have rallied over 50%, climbing from a 52-week low of ₹16.02.
Analyst Expectations: Mixed Projections for Q2FY26
Emkay Global’s Projections
- Net Interest Income (NII): ₹2,309.4 crore (↑2.4% YoY, ↓1% QoQ)
- Pre-Provision Operating Profit (PPOP): ₹1,293.8 crore (↑32.7% YoY, ↓4.7% QoQ)
- Net Profit (PAT): ₹782.8 crore (↑41.5% YoY, ↓2.3% QoQ)
- NIMs: Stable at 2.4%
Outlook: Emkay foresees muted growth and margins, though recoveries from Asset Reconstruction Companies (ARCs) may help offset earnings pressure. Elevated retail loan stress could result in higher slippages. The firm maintains a ‘sell’ rating with a target price of ₹17.
JM Financial’s Forecast
- NII: ₹2,339.2 crore (↑6.3% YoY, ↓1.4% QoQ)
- PPOP: ₹1,197 crore (↑2.7% YoY, ↓11.4% QoQ)
- PAT: ₹692.6 crore (↑25.2% YoY, ↓13.5% QoQ)
Rating: JM Financial has also placed a ‘sell’ call, aligning with Emkay’s ₹17 target.
Anand Rathi Share & Stock Brokers’ Estimates
- NII: ₹2,325.1 crore (↑5.7% YoY, ↓2% QoQ)
- PPOP: ₹1,371.7 crore (↑40.6% YoY, ↓1% QoQ)
- PAT: ₹798.9 crore (↑44.5% YoY, flat QoQ)
Commentary: The firm expects a robust annual performance, albeit with sequential stagnation in profit growth.
ICICI Securities’ Analysis
- NII: ₹2,294.9 crore (↑4.3% YoY, ↓3.2% QoQ)
- PPOP: ₹1,128.5 crore (↑15.7% YoY, ↓16.9% QoQ)
- PAT: ₹763.9 crore (↑38.1% YoY, ↓4.6% QoQ)
- NIMs: Projected to remain stable at 2.43%
Conclusion: All Eyes on October 18
As YES Bank approaches its quarterly earnings date, market participants and stakeholders await crucial performance metrics and post-acquisition strategic commentary. With projections varying across financial institutions, the Q2FY26 earnings will offer fresh insights into the bank’s direction under its renewed leadership and international partnership with SMBC.
