October 2025 is set to be a significant month for bank holidays across India, owing to a series of widely celebrated festivals such as Karwa Chauth, Diwali, Bhai Dooj, and others. Alongside these festive observances, banks will also remain closed on regular weekend offs — the second and fourth Saturdays, as well as all Sundays.
Understanding these closures is essential for customers to avoid disruptions in their banking transactions and to plan their visits efficiently.
How Bank Holidays Are Decided in India
Bank holidays in India are governed and notified by the Reserve Bank of India (RBI) under the Negotiable Instruments Act, including RTGS holidays, and are based on national as well as regional festivities. These holidays can vary from state to state, depending on local traditions and public observances.
Total Bank Holidays in October 2025
As per the RBI holiday calendar for FY 2025, there are 21 bank holidays in the month of October. These include national holidays, regional festivals, and weekly offs.
Customers are encouraged to consult the holiday list in advance, especially if they plan to visit a bank branch, as services might be suspended in specific regions on particular days.
Comprehensive List of Bank Holidays – October 2025
Here is the state-wise breakdown of bank holidays across India in October 2025:
| Date | Day | Occasion | Cities/States Affected |
|---|---|---|---|
| Oct 1 | Wednesday | Regional Bank Holiday | Agartala, Aizawl, Bengaluru, Bhubaneswar, Chandigarh, Chennai, Dehradun, Gangtok, Guwahati, Itanagar, Jaipur, Kanpur, Kochi, Kohima, Kolkata, Lucknow, Patna, Ranchi, Shillong, Shimla, Srinagar, Thiruvananthapuram, Vijayawada |
| Oct 2 | Thursday | Mahatma Gandhi Jayanti, Dasara, Vijaya Dashami, Dussehra, Durga Puja (Dasain), Janmotsav of Sri Sri Sankardeva | Nationwide |
| Oct 3–4 | Friday–Saturday | Durga Puja (Dasain) | Gangtok |
| Oct 5 | Sunday | Weekly Off | Nationwide |
| Oct 6 | Monday | Lakshmi Puja | Agartala, Kolkata |
| Oct 7 | Tuesday | Maharshi Valmiki Jayanti, Kumar Purnima | Bengaluru, Bhubaneswar, Chandigarh, Shimla |
| Oct 10 | Friday | Karva Chauth | Shimla |
| Oct 11 | Saturday | Second Saturday | Nationwide |
| Oct 12 | Sunday | Weekly Off | Nationwide |
| Oct 18 | Saturday | Kati Bihu (Fourth Saturday) | Guwahati |
| Oct 19 | Sunday | Weekly Off | Nationwide |
| Oct 20 | Monday | Diwali (Deepavali), Naraka Chaturdashi, Kali Puja | Multiple Cities Including Delhi, Mumbai, Chennai, Kolkata |
| Oct 21 | Tuesday | Diwali Amavasya, Deepawali, Govardhan Pooja | Bhopal, Lucknow, Mumbai, Srinagar, Others |
| Oct 22 | Wednesday | Vikram Samvat New Year, Bali Pratipada, Balipadyami | Ahmedabad, Bengaluru, Kanpur, Mumbai, Patna |
| Oct 23 | Thursday | Bhai Dooj, Chitragupt Jayanti, Ningol Chakkouba | Ahmedabad, Imphal, Kanpur, Kolkata, Shimla |
| Oct 25 | Saturday | Fourth Saturday | Nationwide |
| Oct 26 | Sunday | Weekly Off | Nationwide |
| Oct 27–28 | Monday–Tuesday | Chhath Puja (Evening & Morning) | Patna, Ranchi, Kolkata |
| Oct 31 | Friday | Sardar Vallabhbhai Patel’s Birthday | Ahmedabad |
What Banking Services Will Remain Operational?
Despite physical bank closures, most core banking services will continue to function digitally without disruption. Here’s what will remain accessible:
- Internet and Mobile Banking: Available for fund transfers, balance checks, and utility bill payments.
- ATM Services: Cash withdrawals and card transactions will operate normally.
- NEFT & RTGS Transfers: Subject to RBI’s operational window.
- Online Requests: Chequebook orders, account information, and statement downloads.
Customers are advised to utilize these digital platforms during holidays for seamless banking experiences and to avoid last-minute inconveniences.
Final Thoughts
The month of October, though rich in cultural celebrations, comes with a packed schedule of bank closures across India. Keeping track of these dates can help you plan banking activities better and ensure you’re not caught off guard when visiting a branch.
Whether it’s Diwali festivities or weekly offs, being informed is the key to hassle-free banking.
